Last Updated: January 1, 2025 | Mak Capital Ltd | 12 Joyce St, Toms River, NJ 08753
These Terms and Conditions ("Terms") govern your access to and use of the Mak Capital Ltd website located at makcapitals.com ("Website") and the services offered by Mak Capital Ltd ("Company," "we," "us," or "our"). By accessing or using our Website, submitting an inquiry or application, or engaging our services, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not access or use our Website or services.
Mak Capital Ltd is a direct business lender headquartered at 12 Joyce St, Toms River, NJ 08753. We provide business financing solutions including working capital, equipment financing, revenue-based financing, business term loans, invoice factoring, and business lines of credit to eligible U.S. businesses.
We are not a bank, credit union, or depository institution. All lending activities are subject to applicable federal and state laws and regulations.
Our Website and services are intended for use by business owners, authorized representatives of businesses, and other adults (18 years of age or older) operating in the United States. By using our Website, you represent that you meet these eligibility requirements.
You agree to use our Website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use and enjoyment of the Website.
Submission of an inquiry or application through our Website does not constitute a commitment to lend or guarantee of approval. All funding decisions are made at the sole discretion of Mak Capital Ltd based on underwriting criteria that may include, but are not limited to, business revenue, time in business, business bank account history, and other relevant factors.
Approved funding is governed by a separate Funding Agreement that will be provided upon approval. The terms of that agreement, including interest rates, fees, repayment schedules, and covenants, will supersede any general information provided on this Website.
We reserve the right to decline any application without obligation to provide a reason.
The following terms apply to SMS text message communications between Mak Capital Ltd and individuals who have provided express written consent to receive such communications.
Program: Mak Capital Ltd operates an SMS messaging program to communicate with customers and prospective customers regarding our financial products and services, including marketing and promotional messages.
Consent and ATDS: By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS). Your consent is not required as a condition of obtaining any product or service.
Message Frequency: Message frequency varies; you may receive up to 4 messages per month. We may send additional messages in response to your requests or inquiries.
Message and Data Rates: Message and data rates may apply. Standard carrier rates for text messages and data usage may apply depending on your mobile plan.
Opt-Out: Reply STOP to any SMS message to opt out of further marketing text messages at any time. You will receive a confirmation message and no further marketing messages will be sent.
Help: Reply HELP to any SMS message for assistance, or contact us at michael@makcapitals.com.
Condition of Purchase: Consent is NOT a condition of purchase. Opting out of SMS communications will not affect your ability to receive services from Mak Capital Ltd.
Data Sharing: Your SMS opt-in and consent data will not be shared with third parties for marketing purposes. See our Privacy Policy for full details.
Supported Carriers: SMS messaging is available through most major U.S. wireless carriers. We are not responsible for delays or failures in SMS delivery attributable to carriers.
All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of Mak Capital Ltd or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any content from this Website without our prior written consent.
THIS WEBSITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components. The information on this Website is provided for general informational purposes only and does not constitute financial, legal, or investment advice.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MAK CAPITAL LTD AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS WEBSITE OR OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Your use of our Website is also governed by our Privacy Policy, which is incorporated into these Terms by this reference. Please review our Privacy Policy to understand our practices.
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of our Website shall be resolved through binding arbitration in Ocean County, New Jersey, in accordance with applicable arbitration rules, except that either party may seek injunctive or other equitable relief in any court of competent jurisdiction.
We reserve the right to modify these Terms at any time. We will notify users of material changes by updating the "Last Updated" date at the top of this page. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall otherwise remain in full force and effect.
If you have questions about these Terms and Conditions, please contact us:
Mak Capital Ltd
12 Joyce St, Toms River, NJ 08753
Email: michael@makcapitals.com